For small and mid-sized businesses, insurance and financial protection aren’t luxuries they’re survival tools. And the brokers, agents, and financial service firms that serve SMBs understand the difference between a policy and a safety net. This category covers SMB-focused insurance and financial protection: independent insurance agents building books of small business clients, specialty coverage brokers serving niche industries, and financial protection professionals helping SMB owners plan for risks they haven’t fully thought through. Stories explore what small business insurance relationships actually look like from both sides, how independent agents compete against direct-to-consumer insurance platforms, and the real impact that proper coverage can have when a claim materializes. You’ll read honest accounts from insurance professionals, SMB owners who’ve navigated major claims, and entrepreneurs building the next generation of small business protection products.